Terms of UseUnless otherwise stated, the contents of this site, including but not limited to the text and images contained herein and their arrangement, are the property of Bowey, all rights reserved. By accessing this website, you are deemed to have agreed to these conditions without modification.Use of Site ContentBowey allows visitors to our website to read, print or download one copy of information (web pages, articles, PDF downloads) provided on our site for your personal, non-commercial use. You may not reprint, modify or reproduce any content without prior written permission.Articles authored by Bowey and published by third party publications are subject to the terms and use of Bowey and/or the publisher. Users must obtain written permission prior to using, reprinting or republishing any such information.TrademarksAll trademarks on this website are the property of their respective owners and may only be used with written permission of the owner.Links to Third-Party SitesBowey may provide links to third party web sites, however we do not explicitly endorse the content and/or have control over the information supplied. Any use you make of the content provided by such third-party sites is at your own risk. Links to or from external websites, which are not maintained or controlled by Bowey, are provided for convenience only. The existence of such links does not imply any endorsement or verification by Bowey of (and Bowey accepts no responsibility for) the content of any such external website.DisclaimerThe information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Bowey. The information contained in this website is provided only as general information which may or may not reflect the most current developments; accordingly, information on this website is not promised or guaranteed to be correct or complete. Bowey expressly disclaims all liability in respect to actions taken or not taken based on any or all the contents of this website.Changes Bowey reserves the right at any time and without notice, in its sole discretion, to make changes to these terms of use or to the contents of this website, or to suspend or terminate the provision of this website for any reason. The most current version of the Terms will supersede all previous versions.Limitation & Exclusion of LiabilityAlthough Bowey takes reasonable care to ensure that information on this website is accurate when posted, Bowey does not warrant or represent that the information is accurate, complete or current. Bowey does not accept liability for any errors or omissions in any information contained on this website or for any loss or damages of any kind arising from access to, use of or reliance on any such information. Bowey does not warrant that the use of this website will be uninterrupted, without delay or free from errors, omissions or viruses.Foreign JurisdictionsThe information on this website is designed for use in the United States of America and is not intended for distribution or use in any jurisdiction where its publication or availability would be contrary to local law or regulation.Governing LawThese terms and conditions shall be governed and construed in accordance with the laws of the United States of America. Any disputes shall be subject to the exclusive jurisdiction of the United States of America.IndemnificationYou agree to indemnify, defend and hold harmless Bowey, its officers, creative strategists, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Bowey reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Bowey in asserting any available defenses.